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Input And Assumptions
Have you had a credit card or loan for at least 6 months?
No
Yes
How many years ago did you get your first credit card or loan?
(0 to 120)
Checkmark each type of credit account or loan that you have on your credit report, whether open or closed.
Mortgage
Credit Card
Auto Loan
Student Loan
Other Loan
Consumer Finance Account
How many times have you applied for credit in the last year?
0 times
1 or 2 times
3 to 5 times
6 to 8 times
9 times or more
When did you last miss a payment on any of your credit accounts?
Never
Less than 3 months ago
3 to 6 months ago
6 to 12 months ago
1 to 2 years ago
More than 2 year ago
What is your total credit limit?
(Add up the credit limits on all your credit card accounts.)
($)
What is your current total credit balance?
(Add up the balances on all your credit card accounts.)
($)
Have you ever had any of the following negative events listed on your credit report?
(Bankruptcy, foreclosure, repossession of property, tax lien, collection agency referral, or other negative report.)
No
Yes
If you answered "Yes" to the previous question, please indicate how long ago the most recent negative event occurred.
No negative events
Less than 3 months ago
3 to 6 months ago
6 to 12 months ago
1 to 2 years ago
2 to 3 years ago
3 to 4 years ago
4 to 5 years ago
5 to 6 years ago
6 to 7 years ago
7 to 8 years ago
More than 8 years ago
Calculate